Attention homeowners in Tomball and Harris County: Need an appraisal?

The top 7 reasons TX homeowners order from Aegis Appraisals:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a TX property tax assessment
  3. Remove PMI to reduce their mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a TX divorce, when real estate property needs to be divided
  7. To settle an estate in Harris county or TX by determining the true market value of property in question

Need help deciding the value of your house in or near Tomball, TX?
Contact Aegis Appraisals.

We at Aegis Appraisals understand the particular needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Aegis Appraisals is experts in helping consumers just like you remove unneeded PMI insurance.

Challenging a property tax assessment

If you live in a local area that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Aegis Appraisals is your #1 weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be inopportune from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Aegis Appraisals can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would like to have a professional double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Aegis Appraisals offers field reviews where we'll go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.